Student loans are notoriously difficult to eliminate in bankruptcy under the current standards. While there are options for federal student loans, many private student loan lenders offer few options for those in need. Some congressional leaders have put forth a bill to allow student loans to be discharged in bankruptcy.

Link to proposed bill: https://www.congress.gov/bill/115th-congress/house-bill/2366

It is unlikely this bill will make it into law but individuals should reach out to their local congressional offices to show their support. It may at minimum start a conversation to provide additional options to borrowers in need — especially for private student loans.