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Lac du Flambeau Band of Lake Superior Chippewa Indians V. Coughlin A Native American tribe, through one of their businesses, provided a payday loan to Brian Coughlin. Coughlin...

Plan payments are essential to a successful Chapter 13 case. Not only does the Chapter 13 plan payment pay something to your unsecured creditors (credit cards, personal loans,...

The Bankruptcy Steering Committee for the Bankruptcy Section of the Western Michigan Chapter of the Federal Bar Association hosted their 2022 FBA Bankruptcy Seminar at the Mission Point...

Bankruptcy can assist a person in eliminating personal liability on debts. This means that a creditor cannot attempt to collect on debts that are included and discharged in...

Attorney Johnson-Ellis recently submitted an article to the Western District of Michigan Federal Bar Association Bankruptcy Steering Committee Winter 2022 issue of the Michigan Bankruptcy Journal. Attorney Johnson-Ellis...

Real estate prices are changing rapidly in the current marketplace. Values continue to rise which is great for homeowners looking to sell and townships looking at increasing property...

Congressional Democrats proposed legislation that would drastically change consumer bankruptcy law on December 9, 2020. It is unlikely this proposal will see any action in 2020 and its...

The COVID-19 outbreak has upended many Michigan residents’ lives. Many people in Michigan have been laid off, permanently lost employment, or have had reduced hours. This loss of...

Attorney Jeremy Shephard submitted an article to the Summer 2020 issue of the Michigan Bankruptcy Journal. This is quarterly journal produced by the Western District of Michigan Federal...

Bankruptcy is typically an option of last resort for debtors in Michigan who can't afford to continue making payments to creditors. While it may harm a person's credit...

The Fair Debt Collection Practices Act established strict rules that collection companies in Michigan and around the country must follow. The FDCPA was passed in 1977 to put...

A May report from CreditCards.com revealed that roughly 120 million Americans have credit card debt. That figure represents about 47% of adults in the United States, and the...

In 2018, the average person in Michigan spent $11,172 on health care expenses. By 2028, health care spending in the United States is expected to rise to $6.2...

In Michigan and across the US, millennials, a term that refers to individuals who were born between 1981 and 1996, are struggling with debt. This age group earns...

Debt collectors might suggest that individuals who owe credit card debt could be sent to jail. However, Michigan residents who are struggling to pay current or past due...

One of the long-held rules in a Michigan bankruptcy was that debtors could not escape their student loan debt, even after filing for bankruptcy. Now, a recent court...

You may feel as if debt settlement is a preferable alternative to bankruptcy. However, Michigan companies that provide debt settlement services may not necessarily be able to convince...

Many people in Michigan and throughout the United States believe that the impact of a bankruptcy is disqualifying for future employment. People have been told that employers view...

Attorney Rebecca Johnson-Ellis is on the Bankruptcy Steering Committee for the Bankruptcy Section of the Western Michigan Chapter of the Federal Bar Association. This organization organizes many educational...