Chapter 7 Bankruptcy Lawyers

If you are considering bankruptcy, your first decision is whether to file a Chapter 7 or a Chapter 13 bankruptcy. At the law firm of David Andersen & Associate, P.C., in Grand Rapids, Michigan, our Grand Rapids Chapter 7 bankruptcy attorneys can help you with every aspect of filing.

When is Chapter 7 Appropriate?

While Chapter 13 works well for those who can afford some kind of payment plan, Chapter 7 is a debt liquidation solution reserved for those who have no means to pay on their debts.

To evaluate whether Chapter 7 is the correct course of action, an attorney from our firm will need to review your budget of income and expenses. If a budget analysis shows no ability to pay, after living needs are considered, then Chapter 7 may be the best and only option to discharge debts.

See our Checklist and downloads for preparing to meet with us.